More Americans are tapping their workplace retirement accounts to cover emergency expenses, according to Vanguard data. In 2024, a record 4.8% of account holders took hardship withdrawals, up from 3.6% in 2023 and up from about 2% before the pandemic. Whether cracking open your retirement nest egg is a good… Continue reading The Pros and Cons of Tapping Your Retirement Account Early

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Becoming a homeowner can change your finances, including how much state and federal tax you must pay. Whether you’re a renter considering buying a home or want to make the most of a property you already have, we’ll review six primary ways being a homeowner cuts taxes and can improve… Continue reading 6 Ways Being a Homeowner Improves Your Finances

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If you struggle to pay off credit cards or regularly carry balances from month to month, you’re likely racking up high interest charges. That could keep you from building savings or investing for the future. Instead of making card issuers more profitable, use these seven steps to reduce or eliminate… Continue reading 7 Steps to Pay Off Credit Card Debt

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If you’re paying high interest rates on loans and credit cards, you might wonder if consolidating them can help you save money and eliminate your balances faster. But what’s better, taking out a personal loan or using a balance transfer credit card?  We’ll review the pros and cons of each,… Continue reading Personal Loan or Balance Transfer — Which Is Better for Consolidating Debt?

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Whether you plan to buy a home or start a business in a few years, using a brokerage account is a flexible place to invest for financial goals. They give you access to a wide range of investment products, allowing you to invest in cryptocurrency, stocks, index funds, exchange-traded funds… Continue reading 9 Things to Know About Brokerage Accounts

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Upcoming changes to various tax-advantaged accounts can help you save more money — if you know the rules. Whether you’re an employee or have a small business, the following seven adjustments will allow you to improve your current and future finances and save more money in 2025. 1. Workplace retirement… Continue reading 7 Rule Changes to Save More Money in 2025

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If you’ve been following the latest financial news, you’ve probably seen the price of Bitcoin skyrocketing. It went from about $40,000 a coin to over $100,000 in the past year. Whether you’re an experienced trader or just getting started, it’s critical to understand various ways to invest in crypto, including… Continue reading 6 Ways to Invest in Cryptocurrency (Including Tax-Friendly Options)

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Whether you're a solopreneur, have a small business with employees or want to build a side business, there are plenty of benefits to self-employment income

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While there’s nothing wrong with holding down a W-2 job with a steady paycheck, having revenue from your own business comes with many benefits. There’s never been a better time to become your own boss, especially if you’re looking for extra income or ways to fight inflation. Here are five… Continue reading Building a Side Business? 5 Tips for More Success

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Before making any money moves, take a step back and understand how a drop in interest rates affects your finances.

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